US Mortgage Repair and Loan Modification

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A Loan Modification occurs when your lender modifies your current mortgage in order to make your mortgage more affordable. A modification can be made to your interest rate, principal loan balance, delinquent fees owed, and/or length of the loan. A Loan Modification will change the existing mortgage note and give the client a fresh new start in managing their home. Loans in default can be brought up to date immediately. There are no new closing fees or other title charges. Lenders are willing to negotiate when borrowers are facing financial difficulties and can't obtain other financing alternatives. We show the lender why it would be in the lender's best interest to agree to a workout arrangement. In turn, the lender will reduce the loan interest rate, reduce monthly payment amounts or change other loan terms to allow for an affordable loan to allow the homeowners to avoid foreclosure.
A forbearance Plan is a repayment agreement between you and your lender in order to bring your loan current. The objective of the plan is to allow you to cure your default over a period of time making future payments affordable, reinstating your mortgage, while allowing you to maintain your normal monthly living expenses.
U.S. Mortgage Repair frequently works with homeowners who due to a change in employment or other life event(s), and despite all efforts to modify their loan, can no longer afford their home. The decision to sell your home under these circumstances is difficult; in addition, fluctuation in real estate markets may leave you in a situation where you have little or no equity. If this is the case we may be able to assist in the sale of your home by negotiating with the lender to accept an amount well below the outstanding mortgage amount and more in line with current market values.
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Call Toll Free 866-291-4141
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“Going from $822.33 to $489.46; from an initial 11.75% interest rate to NOW 5.0%!!! We really appreciate your kind help”
- Mr. & Mrs. Carlos R.
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Simple Online Application The 5 minute application will give you answers on how to save your loan.